Seven Domains · One Counsel
Risk is not static. It flows, amplifies, and cascades across your entire enterprise.
ABGALIS is the world's first platform that treats risk as a dynamic, living system — simulating new risk impacts on your insurance entity the moment they emerge.
Seven domains of intelligence unified into a single counsel.
Counsel for the Modern Kingdom.
ABGALIS emerges from decades of actuarial counsel to the world's most complex insurance enterprises. We've lived inside the challenge: siloed risk data, regulatory pressure, climate uncertainty, and the desperate need for foresight.
This platform is the distillation of that hard-won wisdom — the architecture we would build if we were risk leaders today.
30+ years of syndicate counsel
Elite teams across three continents
Solvency II & ORSA architects
Stochastic & ML at scale
Underwriting exposure, claims reserve adequacy, and insurance-linked securities. Full reserving sophistication from individual policies to aggregate portfolio risk.
Counterparty exposure, default probability modelling, and concentration risk. Real-time credit scenarios for all asset classes and obligor categories.
Cyber, fraud, compliance, and process risk. Advanced loss distribution modelling and tail risk scenarios for low-frequency, high-impact events.
Physical and transition risk across all asset classes. NGFS scenarios, stochastic climate modelling, and the complete climate risk taxonomy for insurers.
Pandemic, geopolitical, cyber-systemic, and Black Swan scenarios. AI-powered threat monitoring and early warning systems for nascent risk categories.
Facility-level exposure, UAL adequacy, and cluster concentration. Multi-trigger risk and systemic capacity correlation across the entire programme.
Solvency II capital requirements, ORSA outcome scenarios, and PRA stress testing. Continuous compliance monitoring and regulatory change impact modelling.
ABGALIS creates a living, breathing model of your entire risk ecosystem. Every contract, claim, asset, counterparty, and scenario flows into the digital twin — a real-time mirror of enterprise risk.
The twin continuously simulates. Stochastic modelling runs in milliseconds. Machine learning discovers hidden correlations. Tail risk emerges. Cascade effects reveal themselves. Scenario analysis becomes instant.
For the first time, you see your risk enterprise whole — not in fragments.
Six core capabilities that transform how insurers and reinsurers understand, measure, and manage risk across their entire enterprise.
Automated, audit-ready QRT templates. Full compliance with capital requirements, technical provisions, and undertaking-specific parameters. Real-time reporting with version control.
Stress testing at enterprise scale. Reverse stress testing, management action modelling, and three-year projection scenarios. Board-ready output in minutes, not weeks.
Reserve distributions, tail risk quantiles, and one-year reserve volatility. Full claims development modelling with inflation and frequency-severity decomposition.
NGFS pathways, transition risk matrices, and physical hazard mapping. Catastrophe frequency and severity modelling with climate change amplification factors.
94.2% accuracy in claims outcome forecasting. Anomaly detection, portfolio segmentation, and emerging risk early warning. Continuous model retraining and drift monitoring.
Map cascade effects and feedback loops across all risk domains. Identify systemic vulnerabilities, concentration risk, and second-order impacts before they materialise.
See how ABGALIS unifies your risk landscape in a single, living dashboard.
Request a CounselA single living dashboard that connects every risk domain in real time.
ABGALIS operates across every major insurance regulatory regime — Europe, North America, the Middle East, and Asia-Pacific. One platform, every jurisdiction.
Solvency II, Lloyd's syndicates, PRA/FCA, London Market insurers, EIOPA guidelines
NAIC RBC framework, state-based regulation, ORSA (US ORSA), surplus lines, US reinsurers
OSFI MCT/LICAT capital requirements, IFRS 17 compliance, federally regulated insurers
DFSA, CBUAE, CMA Saudi Arabia, DIFC & ADGM-regulated insurers, Takaful compliance
MAS RBC (Singapore), HKIA (Hong Kong), IRDAI (India), FSA Japan, APRA (Australia)
Treaty and facultative reinsurance, delegated authority, multi-jurisdiction MGA risk frameworks
Solvency II & NAIC RBC Reporting
PRA CP10/25 & OSFI LICAT
IFRS 17 & Lloyd's RDS 2025
ISO 27001 Certification
SOC 2 Type II
Unified visibility across all seven risk domains. One dashboard. One truth. From ORSA preparation to board reporting — reduce weeks to days.
Turn to revealStochastic reserving, NGFS climate scenarios, and ML predictive analytics at 94.2% accuracy. Full regulatory capital generation. The complete actuarial stack.
Turn to revealStrategic foresight across the entire risk landscape. War game competitive scenarios, stress-test strategic plans, and see capital impact before committing to a course of action.
Turn to revealReal-time capital adequacy, reserve volatility, and solvency ratio monitoring. Financial impact of risk propagation quantified across all domains — from balance sheet to P&L.
Turn to revealEnterprise-grade architecture with ISO 27001 security, API-first integration, and real-time data pipelines. One platform replaces fragmented risk tooling across the organisation.
Turn to revealBoard-ready risk intelligence that cuts through complexity. Challenge management assumptions with real-time data, scenario analysis, and war-gamed strategic options — all in one view.
Turn to revealEarly design partners are already seeing measurable impact across capital efficiency, risk visibility, and regulatory preparedness.
A Top-10 Lloyd's syndicate reduced their Annual ORSA preparation from 12 weeks to under 3 weeks using the ABGALIS digital twin and automated scenario generation.
Design Partner — London MarketSeven-domain risk propagation analysis revealed £42M of previously invisible climate-linked credit and operational risk concentrations across a European reinsurer's treaty portfolio.
Design Partner — European ReinsurerA US specialty insurer ran a full competitive war game — from emerging risk injection through Solvency II balance sheet impact — in a single working day. Previously required 3 weeks of manual analysis.
Design Partner — US Specialty InsurerABGALIS was founded by actuaries, risk professionals, and technologists who have spent their careers inside the insurance industry — not observing it from the outside.
Former Lloyd's market actuary and risk strategist. 15+ years in insurance capital modelling, Solvency II implementation, and catastrophe risk management across London, Bermuda, and the Middle East.
Our advisory board includes former CROs from Lloyd's syndicates, senior PRA supervisors, and climate science leads from leading reinsurers. Details available under NDA for serious commercial discussions.
Existing approaches fragment risk into silos. ABGALIS is the first platform to unify all seven domains into a single, living intelligence layer.
Our proprietary research framework posits that risks exhibit energy-like properties in their propagation through interconnected systems. Risks don't exist in isolation — they flow, amplify, resonate, and dissipate across organisational boundaries.
ABGALIS makes these invisible energy flows visible. The platform maps the channels through which risk propagates — revealing cascade effects, feedback loops, and resonance patterns that traditional siloed approaches miss entirely.
Read the ResearchLive Emerging Risk Intelligence. The only real-time risk feed purpose-built for insurers and reinsurers. LERI continuously scans the global threat landscape — geopolitical instability, climate events, supply chain disruption, cyber incidents, and regulatory shifts — and translates raw signals into quantified risk impacts on your Solvency II balance sheet.
No other platform in the insurance market connects live global event data directly to your capital model. LERI doesn't just alert you to emerging risks — it quantifies their propagation across all seven domains in real time, updating your digital twin before the risk materialises in your portfolio.
Global event monitoring across 100+ languages. Geopolitical risk scored and mapped to exposure concentrations.
Real-time physical hazard data — wildfire, flood, storm surge, drought — fed into catastrophe frequency models.
Second and third-order supply chain disruption signals linked to operational risk and business interruption exposure.
Active threat intelligence integrated with cyber accumulation risk models and silent cyber exposure analysis.
ABGALIS is the only platform in the insurance market that enables structured war gaming directly against your Solvency II balance sheet. Run competitive simulations where teams role-play competitors, regulators, and market forces — and see the capital impact of every strategic move in real time.
Traditional war games produce qualitative insights. ABGALIS quantifies them. Every competitive scenario, every pricing move, every regulatory shift is instantly stress-tested against your SCR, technical provisions, and own funds. You see your solvency ratio change live as teams play out their strategies.
LERI feeds competitor intelligence directly into war game briefs. Teams receive quantified threat assessments, not generic summaries.
Every strategic move is modelled against your Solvency II balance sheet. See SCR impact, reserve adequacy shifts, and capital consumption in real time.
War game results feed directly into your ORSA, risk register, and capital planning. Blind spots become quantified risks with KRIs.
Ready to war-game your next strategic decision against your Solvency II balance sheet?
Request a CounselPeer-quality research from the Abgalis Risk Intelligence Lab. Download the full papers below.
Current cascading risk models assume linear propagation. This paper demonstrates why they systematically underestimate tail losses and proposes the Risk Energetics alternative.
Paper 02 · PDFThe five hidden transmission channels between climate stress and operational resilience failures. A framework for insurers modelling the intersection.
Paper 03 · PDFSeven material changes from SS3/19 to SS5/25. What every insurer needs to update in their ORSA before the deadline.
Paper 04 · PDFThe flagship framework. Risk exhibits Potential, Impedance, Capacitance, and Resonance — four energy-like properties that explain how risk propagates across seven domains.
Paper 05 · PDFMoving from cause-based to effect-based resilience. Six universal effect categories that transform how insurers prepare for the unknowable.
ABGALIS is the world's first dynamic risk intelligence platform. Unlike every other tool in the market, it treats risk as a living flow — not a static register or periodic report. The platform ingests real-time inputs and simulates the impact of new risks on your insurance entity the moment they emerge, across all seven domains: insurance, credit, operational, climate, emerging, programme, and regulatory. It creates a living digital twin of your entire risk ecosystem with integrated climate risk modelling, unified into a single counsel for Solvency II compliance and ORSA mastery. No other platform does this.
ABGALIS is purpose-built for Solvency II compliance and ORSA preparation. The platform generates full QRT reporting automatically and audit-ready, supports PRA CP10/25 requirements, and aligns with Lloyd's RDS 2025 standards. Real-time regulatory monitoring ensures you remain compliant across all domains, and you can stress-test your entire portfolio in minutes.
ABGALIS integrates NGFS climate scenarios, conducts stochastic climate modelling, and applies advanced ML predictive analytics. The platform achieves 94.2% accuracy in climate risk forecasting and can execute 10,000+ simulations per minute to stress-test your entire risk portfolio. We model both physical risk (catastrophe frequency and severity amplification) and transition risk across all asset classes.
ABGALIS serves Chief Risk Officers, Chief Actuaries, CEOs, CFOs, CIOs, and Non-Executive Directors at Lloyd's syndicates, London Market insurers, US and Canadian carriers, Middle Eastern and Asian insurers, global reinsurers, and managing general agents. The platform operates across every major insurance regulatory regime — Solvency II (Europe), NAIC RBC (USA), OSFI LICAT (Canada), DFSA/CBUAE (Middle East), MAS/APRA/IRDAI (Asia-Pacific), and IFRS 17 globally.
The digital twin continuously models your organisation's entire risk ecosystem in real-time. It ingests data across all seven domains — insurance, credit, operational, climate, emerging, programme, and regulatory. The twin applies stochastic modelling and machine learning to reveal invisible risk propagation patterns: cascade effects, feedback loops, and resonance patterns that traditional siloed approaches miss entirely.
LERI — Live Emerging Risk Intelligence — is a product sub-brand of ABGALIS. It is the only real-time risk feed purpose-built for the insurance market. LERI continuously ingests data from GDELT (global events in 100+ languages), climate APIs, supply chain monitors, and cyber threat feeds. It translates raw signals into quantified risk impacts on your Solvency II balance sheet. No other platform connects live global event data directly to insurer capital models in real time.
ABGALIS is the only platform that enables structured war gaming directly against your Solvency II balance sheet. Teams role-play competitors, regulators, and market forces while the platform models every strategic move against your SCR, technical provisions, and own funds in real time. The output feeds directly into your ORSA and risk register, turning qualitative competitive insights into quantified capital impacts. This is a capability no other vendor in the insurance market offers.
Discover how ABGALIS can unify your enterprise risk landscape into a single, living digital twin — with foresight across every domain.
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