Seven Domains · One Counsel
The enterprise risk management and climate risk intelligence platform that transforms how organisations identify, quantify, and govern risk.
Built by actuaries and risk professionals, powered by AI, grounded in science.
Where GRC platforms manage process, and climate platforms model hazards, ABGALIS delivers the intelligence layer that connects risk science to capital strategy and board decision-making — across all seven risk domains.
Counsel for the Modern Kingdom.
ABGALIS was forged inside the insurance, banking, investment, energy, and capital markets industries — not designed from the outside looking in. Our founding team brings over 30 years at the intersection of actuarial science, capital modelling, and risk technology, with hands-on experience across Lloyd's syndicates, global banks, pension schemes, energy companies, and market infrastructure operators.
The research behind ABGALIS began in 2013 — studying how risk propagates through complex enterprises across insurance, banking, energy, and healthcare. From Solvency II and Basel III implementation to pension scheme governance, energy transition risk, and catastrophe risk management, we've lived inside the problem across multiple regulated sectors. ABGALIS is the platform we wished existed when we were the ones responsible for understanding how risk flows through an enterprise.
30+ years across Lloyd's, London Market, global reinsurers, and Middle Eastern carriers
Basel III capital modelling, credit risk, and investment portfolio management
Solvency II, Basel III, pension schemes, energy regulation, and IFRS 17
London, Bermuda, Eastern Europe, Africa, Asia, and the Middle East
ABGALIS adapts its seven-domain risk intelligence architecture to the unique risk landscape of each sector. Insurance remains our deepest expertise — and the foundation from which we serve the entire risk ecosystem.
Every sector benefits from ABGALIS Group View — monitor risk across subsidiaries, portfolios, and regulated entities as a unified network.
The deepest risk intelligence platform ever built for the global insurance market. From Lloyd's syndicates to global reinsurers.
ABGALIS was born inside insurance. Every model, every domain, every regulatory integration reflects decades of actuarial practice across London, Bermuda, the Middle East, and Asia-Pacific. We don't observe the insurance market from the outside — we've lived inside it.
Underwriting exposure, claims reserve adequacy, IBNR estimation, and insurance-linked securities across the entire portfolio.
Counterparty default, reinsurance recoverables, premium debtor exposure, and investment portfolio credit concentration.
Cyber incidents, fraud, claims handling failures, outsourcing risk, and business continuity across the insurance value chain.
Physical and transition risk. NGFS scenarios. Nat cat frequency and severity amplification. Stranded asset exposure.
Pandemic, social inflation, systemic cyber, PFAS liability, and AI-generated fraud — early warning before they hit your book.
Facility-level exposure, UAL adequacy, cluster concentration, and multi-trigger risk across reinsurance programmes.
Solvency II SCR/MCR, ORSA scenarios, PRA stress testing, Lloyd's RDS, and continuous regulatory change monitoring.
Monitor risk across syndicates, subsidiaries, MGAs, and group entities as a single network. Identify intra-group reinsurance concentration, shared counterparty exposure, aggregate cat accumulation, and group-level capital fungibility — with real-time solvency tracking and diversification benefit analysis across the entire insurance group.
Dynamic risk intelligence for banks, investment firms, asset managers, and financial institutions navigating interconnected threats.
Banking risk doesn't sit in silos. Credit losses cascade into liquidity crises, operational failures trigger reputational damage, and climate transition risk reprices entire loan portfolios. ABGALIS maps these transmission channels in real time — giving banking CROs the compound-risk visibility that Basel frameworks alone cannot provide.
PD/LGD/EAD modelling, credit migration, concentration risk, IFRS 9 ECL staging, and counterparty credit risk across all asset classes.
Interest rate risk in the banking book (IRRBB), FX exposure, equity portfolio stress, and derivative valuation under extreme scenarios.
Cyber resilience, fraud detection, conduct risk, third-party concentration, and business continuity across the banking value chain.
LCR and NSFR monitoring, intraday liquidity, contingency funding, deposit stability modelling, and systemic liquidity stress.
Transition risk in loan portfolios, physical risk to collateral, NGFS scenario analysis, financed emissions, and green taxonomy alignment.
AI model risk, crypto contagion, geopolitical sanctions impact, digital currency disruption, and systemic cyber events.
Basel III/IV capital requirements, ICAAP/ILAAP, PRA stress testing, DORA compliance, and regulatory change impact modelling.
Monitor risk across subsidiary banks, branches, joint ventures, and ring-fenced entities as a unified network. Identify intra-group exposures, shared counterparty concentration, aggregate climate risk across all lending books, and group-level capital adequacy — with real-time consolidated reporting and stress testing at holding company level.
Risk intelligence for energy companies, utilities, and infrastructure operators at the centre of the climate transition.
The energy sector sits at the intersection of physical climate risk, transition risk, regulatory upheaval, and geopolitical volatility. ABGALIS gives energy risk leaders a dynamic, seven-domain view of how these forces interact — from upstream asset exposure to downstream market risk, with real-time scenario simulation.
Extreme weather on infrastructure, wildfire corridors, flooding of substations, wind/solar yield variability, and sea-level rise on coastal assets.
Stranded asset valuation, carbon pricing impact, regulatory phase-out timelines, technology disruption, and net-zero pathway stress testing.
Energy price volatility, gas/power spread risk, renewable curtailment, capacity market exposure, and carbon credit pricing dynamics.
Grid reliability, supply chain disruption, cyber-physical attacks on SCADA/ICS, workforce safety, and asset integrity management.
EU Taxonomy alignment, CSRD mandatory disclosure, ISSB S1/S2 reporting, emissions trading scheme changes, and decommissioning obligations.
Energy security, sanctions on supply chains, cross-border infrastructure dependence, resource nationalism, and trade route disruption.
TNFD-aligned nature dependency mapping, water stress, biodiversity offset obligations, and ecosystem service valuation for energy operations.
Monitor risk across upstream, midstream, and downstream subsidiaries, renewable and conventional portfolios, and cross-border operating entities as a unified network. Identify aggregate transition exposure, shared infrastructure dependencies, and group-level emissions concentration — with real-time reporting at holding company and regulatory entity level.
Dynamic risk intelligence for healthcare systems, hospital trusts, pharma, and life sciences organisations managing converging threats.
Healthcare risk is uniquely interconnected: clinical outcomes depend on supply chains, financial sustainability depends on regulatory compliance, and patient safety depends on operational resilience. ABGALIS maps these cascading dependencies — giving healthcare leaders the foresight to protect both lives and institutions.
Adverse event propagation, medication error cascades, infection outbreak modelling, and clinical pathway risk scoring.
Workforce capacity, supply chain resilience, medical device failure, IT infrastructure downtime, and business continuity for critical care.
Revenue cycle volatility, commissioner funding risk, capital investment exposure, pension obligations, and pharmaceutical pricing risk.
Ransomware on clinical systems, patient data breach, medical IoT vulnerabilities, and third-party processor exposure under UK GDPR and HIPAA.
CQC inspection readiness, FDA/EMA approval dependencies, clinical trial compliance, and mandatory reporting obligations.
Heat stress on hospitals, flooding of critical infrastructure, pharmaceutical cold chain vulnerability, and pandemic preparedness scenarios.
AI diagnostic liability, antimicrobial resistance, genomic data governance, synthetic biology risks, and cross-border health security threats.
Monitor risk across hospital trusts, regional health boards, subsidiary clinics, pharma divisions, and shared service entities as a unified network. Identify shared workforce pressure, cross-site infection propagation pathways, aggregate cyber exposure, and group-level financial stress — with real-time visibility across the entire healthcare group or integrated care system.
Risk intelligence for pension schemes, superannuation funds, and retirement providers managing long-horizon obligations.
Pension funds face a unique convergence of risks: longevity uncertainty, investment volatility, regulatory change, and increasingly climate-driven asset repricing — all over multi-decade horizons. ABGALIS gives pension trustees and CIOs a dynamic, interconnected view of how these risks cascade across the funding position, investment strategy, and covenant strength simultaneously.
Asset-liability mismatch, interest rate sensitivity, inflation hedging effectiveness, and multi-asset portfolio stress testing across all return-seeking and matching strategies.
Mortality improvement assumptions, longevity swap exposure, demographic trend modelling, and the interaction between longevity risk and investment strategy.
Employer covenant strength, sponsor financial health monitoring, contingent asset valuation, and corporate event triggers that affect funding commitments.
Transition risk in portfolio assets, physical risk to property holdings, TCFD/ISSB disclosure obligations, and climate scenario impact on long-term funding positions.
Administration platform resilience, data quality in member records, cyber threats to member data, and third-party administrator concentration risk.
TPR funding code compliance, DWP climate reporting, IORP II cross-border requirements, and GMP equalisation and benefit change impact modelling.
AI impact on workforce demographics, decumulation innovation risk, intergenerational fairness challenges, and pension dashboard integration readiness.
Monitor risk across multiple pension schemes, DB and DC sections, and subsidiary sponsor entities as a single network. Identify concentration risks, shared covenant dependencies, and aggregate climate exposure across the entire pension group — with real-time funding ratio and risk propagation tracking at group level.
Network-level risk intelligence for regulators, supervisors, and central banks monitoring entire regulated populations.
Regulators don't supervise firms in isolation — they supervise ecosystems. A stress event at one insurer propagates through reinsurance chains, counterparty networks, and shared service providers. ABGALIS gives supervisors the ability to monitor hundreds of regulated entities as an interconnected network, revealing systemic concentration, contagion pathways, and emerging vulnerabilities before they crystallise into sector-wide crises.
Interconnectedness mapping across the regulated population. Counterparty chains, reinsurance concentration, shared outsourcing dependencies, and too-connected-to-fail analysis.
Aggregate solvency monitoring, capital adequacy trends, reserving adequacy across market, and early warning indicators for firms approaching distress.
Product suitability trends, complaints pattern analysis, fair value assessments, and emerging consumer harm indicators across the supervised population.
Sector-wide climate exposure aggregation, NGFS scenario impact at population level, transition pathway alignment, and stranded asset concentration across supervised firms.
Critical third-party concentration mapping (cloud, outsourcing, key vendors), cyber threat propagation analysis, and important business service dependency chains.
AI adoption risk across supervised firms, crypto exposure aggregation, geopolitical sanctions impact, and novel risk categories not yet captured by existing regulatory returns.
Procyclicality monitoring, market-wide stress amplification, liquidity contagion modelling, and countercyclical capital buffer calibration support.
This is ABGALIS at its most powerful. Monitor every regulated entity — insurers, banks, pension schemes, investment firms — as a single interconnected network. Map reinsurance chains, counterparty webs, shared vendor concentration, and climate exposure aggregation across the entire supervised population. Identify contagion pathways, systemic concentration, and emerging vulnerabilities in real time. Run population-wide stress tests and see which firms are most exposed — before the stress materialises.
Risk intelligence for exchanges, clearing houses, CSDs, and market infrastructure operators safeguarding market integrity.
Market infrastructure operators sit at the centre of financial system risk. A clearing house failure cascades into every participant; an exchange outage affects entire economies. ABGALIS gives market infrastructure operators a dynamic, network-level view of participant risk, clearing margin adequacy, and systemic concentration — modelling how shocks propagate through the market plumbing in real time.
Clearing member default probability, margin adequacy, position concentration, wrong-way risk, and default waterfall stress testing across all participant categories.
Extreme price movement modelling, volatility regime detection, correlation breakdown scenarios, and cross-asset contagion during market stress events.
Settlement liquidity, margin call capacity, intraday liquidity monitoring, default management liquidity needs, and fire-sale impact modelling.
Trading system resilience, settlement engine continuity, DDoS and cyber-attack scenarios, third-party technology concentration, and disaster recovery adequacy.
Participant interconnectedness mapping, default contagion chains, indirect participant exposure, and too-interconnected-to-fail analysis across the clearing ecosystem.
EMIR compliance, CPMI-IOSCO principle adherence, CSDR settlement discipline, DORA operational resilience, and cross-jurisdictional recognition requirements.
Climate-related margin procyclicality, carbon market infrastructure risk, digital asset integration readiness, and T+0 settlement transition impact.
Monitor every clearing member, trading participant, and settlement counterparty as an interconnected network. Map default contagion chains, identify concentration risk across participant groups and their subsidiaries, and stress test the entire clearing ecosystem simultaneously. See how a single member default cascades through the waterfall — and which other participants are most exposed.
Seven perspectives. One platform. See how ABGALIS transforms risk intelligence for your role — from first connection to strategic insight.
ABGALIS ingests data across all seven risk domains. Your data stays in your custody. The digital twin begins to form.
Cascade effects, feedback loops, and resonance patterns emerge. You see your enterprise whole — not in fragments.
Stress-test strategic decisions against your balance sheet in real time. Board-ready output in hours, not weeks.
Claims, exposure, and market data flow in. Stochastic reserving and capital modelling run continuously — 10,000+ simulations per minute.
NGFS climate scenarios integrate with your models. ML identifies emerging patterns. Capital requirements update in real time.
ORSA scenarios, QRT templates, and actuarial reports generate automatically with full audit trails.
One view across all seven risk domains. No more piecing together reports from siloed teams. The digital twin shows your enterprise as a living system.
Test acquisitions, market exits, and competitive moves against your balance sheet before committing. See capital impact of every strategic option in real time.
Board presentations backed by real-time intelligence. Investor confidence built on quantified risk visibility. Strategic decisions grounded in data, not intuition.
API-first architecture connects to your existing data sources, risk systems, and regulatory platforms. ISO 27001 security. Your data stays in your custody.
One platform replaces point solutions across risk domains. Real-time data pipelines, stochastic modelling, and ML analytics — unified, not bolted together.
Enterprise-grade architecture that scales with your organisation. SOC 2 readiness, DORA compliance, and operational resilience built into the platform from day one.
See how operational risk propagates across business units, subsidiaries, and third-party providers. Identify critical dependencies before they become single points of failure.
Simulate cyber attacks, supply chain disruption, and operational failures. See which business services are most vulnerable and which recovery plans actually work under compound stress.
Continuous monitoring of operational risk across the group. KRIs, incident cascade tracking, and DORA compliance — all feeding into a single operational resilience dashboard.
Board-ready risk intelligence replaces management summaries. See the same seven-domain view as the executive team — with independent data to challenge assumptions.
Review war game outputs, stress test results, and scenario analyses. Understand how management decisions affect the capital position, risk appetite, and regulatory standing.
Fulfil your fiduciary duties with quantified oversight. Risk committee papers, audit evidence, and regulatory submissions all grounded in the same living intelligence layer.
Every regulated entity connects as a node in a living network. Counterparty chains and shared vendors mapped continuously.
Network analysis reveals hidden interconnectedness that entity-level supervision structurally cannot detect.
Population-wide stress scenarios with firm-by-firm impact and contagion pathways. Quantified outcomes, not narratives.
Underwriting exposure, claims reserve adequacy, and insurance-linked securities. Full reserving sophistication from individual policies to aggregate portfolio risk.
Counterparty exposure, default probability modelling, and concentration risk. Real-time credit scenarios for all asset classes and obligor categories.
Cyber, fraud, compliance, and process risk. Advanced loss distribution modelling and tail risk scenarios for low-frequency, high-impact events.
Physical and transition risk across all asset classes. NGFS scenarios, stochastic climate modelling, and the complete climate risk taxonomy for insurers.
Pandemic, geopolitical, cyber-systemic, and Black Swan scenarios. AI-powered threat monitoring and early warning systems for nascent risk categories.
Facility-level exposure, UAL adequacy, and cluster concentration. Multi-trigger risk and systemic capacity correlation across the entire programme.
Solvency II capital requirements, ORSA outcome scenarios, and PRA stress testing. Continuous compliance monitoring and regulatory change impact modelling.
ABGALIS monitors risk across your entire corporate group as a living network. Subsidiaries, branches, joint ventures, and regulated entities are connected in real time — revealing intra-group exposures, shared counterparty concentration, aggregate climate risk, and group-level capital fungibility that siloed approaches miss entirely.
Real-time subsidiary monitoring
Intra-group exposure mapping
Group capital fungibility
Network contagion analysis
ABGALIS builds a bespoke digital twin of your entire risk ecosystem — sensing what IS through live data feeds, forecasting what's COMING through stochastic modelling and machine learning, while you retain full custody of your data.
The twin continuously simulates. Stochastic modelling runs in milliseconds. Machine learning discovers hidden correlations. Tail risk emerges. Cascade effects reveal themselves. Scenario analysis becomes instant.
For the first time, you see your risk enterprise whole — not in fragments.
Six core capabilities that transform how insurers and reinsurers understand, measure, and manage risk across their entire enterprise.
Automated, audit-ready QRT templates. Full compliance with capital requirements, technical provisions, and undertaking-specific parameters. Real-time reporting with version control.
Stress testing at enterprise scale. Reverse stress testing, management action modelling, and three-year projection scenarios. Board-ready output in minutes, not weeks.
Reserve distributions, tail risk quantiles, and one-year reserve volatility. Full claims development modelling with inflation and frequency-severity decomposition.
NGFS pathways, transition risk matrices, and physical hazard mapping. Catastrophe frequency and severity modelling with climate change amplification factors.
94.2% accuracy in claims outcome forecasting. Anomaly detection, portfolio segmentation, and emerging risk early warning. Continuous model retraining and drift monitoring.
Map cascade effects and feedback loops across all risk domains. Identify systemic vulnerabilities, concentration risk, and second-order impacts before they materialise.
Integrated Climate Risk Intelligence Platform with bespoke digital twin. Proprietary methodology for climate scenario integration with real-time data feeds and stochastic modelling.
Maps invisible transmission channels between risk domains. Reveals cascade effects, feedback loops, and resonance patterns across insurance, credit, operational, climate, emerging, programme, and regulatory domains.
Proprietary methodology treating risk as energy flow through interconnected systems. Enables dynamic modelling of risk propagation as movement through seven-domain ecosystem, with stochastic simulation at 10,000+ scenarios per minute.
See how ABGALIS unifies your risk landscape in a single, living dashboard.
Request a CounselA single living dashboard that connects every risk domain in real time.
ABGALIS operates across every major insurance regulatory regime — Europe, North America, the Middle East, and Asia-Pacific. One platform, every jurisdiction.
Solvency II, Lloyd's syndicates, PRA/FCA, London Market insurers, EIOPA guidelines
NAIC RBC framework, state-based regulation, ORSA (US ORSA), surplus lines, US reinsurers
OSFI MCT/LICAT capital requirements, IFRS 17 compliance, federally regulated insurers
DFSA, CBUAE, CMA Saudi Arabia, DIFC & ADGM-regulated insurers, Takaful compliance
MAS RBC (Singapore), HKIA (Hong Kong), IRDAI (India), FSA Japan, APRA (Australia)
Treaty and facultative reinsurance, delegated authority, multi-jurisdiction MGA risk frameworks
Solvency II & NAIC RBC Reporting
PRA CP10/25 & OSFI LICAT
IFRS 17 & Lloyd's RDS 2025
ISO 27001 Certification
SOC 2 Type II
Unified visibility across all seven risk domains. One dashboard. One truth. From ORSA preparation to board reporting — reduce weeks to days.
Turn to revealStochastic reserving, NGFS climate scenarios, and ML predictive analytics at 94.2% accuracy. Full regulatory capital generation. The complete actuarial stack.
Turn to revealStrategic foresight across the entire risk landscape. War game competitive scenarios, stress-test strategic plans, and see capital impact before committing to a course of action.
Turn to revealReal-time capital adequacy, reserve volatility, and solvency ratio monitoring. Financial impact of risk propagation quantified across all domains — from balance sheet to P&L.
Turn to revealEnterprise-grade architecture with ISO 27001 security, API-first integration, and real-time data pipelines. One platform replaces fragmented risk tooling across the organisation.
Turn to revealBoard-ready risk intelligence that cuts through complexity. Challenge management assumptions with real-time data, scenario analysis, and war-gamed strategic options — all in one view.
Turn to revealConcrete capabilities designed to transform how your organisation understands, measures, and manages risk across every domain.
The ABGALIS digital twin generates ORSA stress scenarios, reverse stress tests, and management action modelling automatically — replacing weeks of manual spreadsheet work with board-ready output generated in real time.
Platform CapabilitySeven-domain risk propagation analysis reveals previously invisible climate-linked credit and operational risk concentrations — cascade effects that siloed risk systems structurally cannot detect.
Platform CapabilityRun a complete competitive war game — from emerging risk injection through balance sheet impact — in a single session. Every strategic move is instantly stress-tested against your SCR, technical provisions, and own funds.
Platform CapabilityABGALIS was founded by actuaries, risk professionals, and technologists who have spent their careers inside the insurance industry — not observing it from the outside.
Lloyd's market actuaries and risk strategists with 30+ years in insurance capital modelling, Solvency II, Basel III, pension scheme governance, energy risk implementation, and catastrophe risk management across London, Bermuda, Eastern Europe, Africa, Asia, and the Middle East.
Our advisory board includes former CROs from Lloyd's syndicates, senior PRA supervisors, and climate science leads from leading reinsurers. Details available under NDA for serious commercial discussions.
Existing approaches fragment risk into silos. ABGALIS is the first platform to unify all seven domains into a single, living intelligence layer.
Since 2013, our research has investigated how risks exhibit energy-like properties in their propagation through interconnected systems. Risks don't exist in isolation — they flow, amplify, resonate, and dissipate across organisational boundaries.
ABGALIS makes these invisible energy flows visible. The platform maps the channels through which risk propagates — revealing cascade effects, feedback loops, and resonance patterns that traditional siloed approaches miss entirely.
Read the ResearchLive Emerging Risk Intelligence. The only real-time risk feed purpose-built for regulated industries. LERI continuously scans the global threat landscape — geopolitical instability, climate events, supply chain disruption, cyber incidents, and regulatory shifts — and translates raw signals into quantified risk impacts on your capital position and balance sheet.
No other platform in the insurance market connects live global event data directly to your capital model. LERI doesn't just alert you to emerging risks — it quantifies their propagation across all seven domains in real time, updating your digital twin before the risk materialises in your portfolio.
Global event monitoring across 100+ languages. Geopolitical risk scored and mapped to exposure concentrations.
Real-time physical hazard data — wildfire, flood, storm surge, drought — fed into catastrophe frequency models.
Second and third-order supply chain disruption signals linked to operational risk and business interruption exposure.
Active threat intelligence integrated with cyber accumulation risk models and silent cyber exposure analysis.
ABGALIS is the only platform in the insurance market that enables structured war gaming directly against your Solvency II balance sheet. Run competitive simulations where teams role-play competitors, regulators, and market forces — and see the capital impact of every strategic move in real time.
Traditional war games produce qualitative insights. ABGALIS quantifies them. Every competitive scenario, every pricing move, every regulatory shift is instantly stress-tested against your SCR, technical provisions, and own funds. You see your solvency ratio change live as teams play out their strategies.
LERI feeds competitor intelligence directly into war game briefs. Teams receive quantified threat assessments, not generic summaries.
Every strategic move is modelled against your Solvency II balance sheet. See SCR impact, reserve adequacy shifts, and capital consumption in real time.
War game results feed directly into your ORSA, risk register, and capital planning. Blind spots become quantified risks with KRIs.
Ready to war-game your next strategic decision against your Solvency II balance sheet?
Request a CounselPeer-quality research from the Abgalis Risk Intelligence Lab. Download the full papers below.
Current cascading risk models assume linear propagation. This paper demonstrates why they systematically underestimate tail losses and proposes the Risk Resonance™ alternative.
Paper 02 · PDFThe five hidden transmission channels between climate stress and operational resilience failures. A framework for insurers modelling the intersection.
Paper 03 · PDFSeven material changes from SS3/25 to SS5/25. What every insurer needs to update in their ORSA before the deadline.
Paper 04 · PDFThe flagship framework. Risk exhibits Potential, Impedance, Capacitance, and Resonance — four energy-like properties that explain how risk propagates across seven domains.
Paper 05 · PDFMoving from cause-based to effect-based resilience. Six universal effect categories that transform how insurers prepare for the unknowable.
ABGALIS is the world's first dynamic risk intelligence platform. Unlike every other tool in the market, it treats risk as a living flow — not a static register or periodic report. The platform ingests real-time inputs and simulates the impact of new risks on your insurance entity the moment they emerge, across all seven domains: insurance, credit, operational, climate, emerging, programme, and regulatory. It creates a living digital twin of your entire risk ecosystem with integrated climate risk modelling, unified into a single counsel for Solvency II compliance and ORSA mastery. No other platform does this.
ABGALIS is purpose-built for Solvency II compliance and ORSA preparation. The platform generates full QRT reporting automatically and audit-ready, supports PRA CP10/25 requirements, and aligns with Lloyd's RDS 2025 standards. Real-time regulatory monitoring ensures you remain compliant across all domains, and you can stress-test your entire portfolio in minutes.
ABGALIS integrates NGFS climate scenarios, conducts stochastic climate modelling, and applies advanced ML predictive analytics. The platform achieves 94.2% accuracy in climate risk forecasting and can execute 10,000+ simulations per minute to stress-test your entire risk portfolio. We model both physical risk (catastrophe frequency and severity amplification) and transition risk across all asset classes.
ABGALIS serves Chief Risk Officers, Chief Actuaries, CEOs, CFOs, CIOs, and Non-Executive Directors at Lloyd's syndicates, London Market insurers, US and Canadian carriers, Middle Eastern and Asian insurers, global reinsurers, and managing general agents. The platform operates across every major insurance regulatory regime — Solvency II (Europe), NAIC RBC (USA), OSFI LICAT (Canada), DFSA/CBUAE (Middle East), MAS/APRA/IRDAI (Asia-Pacific), and IFRS 17 globally.
The digital twin continuously models your organisation's entire risk ecosystem in real-time. It ingests data across all seven domains — insurance, credit, operational, climate, emerging, programme, and regulatory. The twin applies stochastic modelling and machine learning to reveal invisible risk propagation patterns: cascade effects, feedback loops, and resonance patterns that traditional siloed approaches miss entirely.
LERI — Live Emerging Risk Intelligence — is a product sub-brand of ABGALIS. It is the only real-time risk feed purpose-built for the insurance market. LERI continuously ingests data from Emerging Risks (global events in 100+ languages), climate APIs, supply chain monitors, and cyber threat feeds. It translates raw signals into quantified risk impacts on your Solvency II balance sheet. No other platform connects live global event data directly to insurer capital models in real time.
ABGALIS is the only platform that enables structured war gaming directly against your Solvency II balance sheet. Teams role-play competitors, regulators, and market forces while the platform models every strategic move against your SCR, technical provisions, and own funds in real time. The output feeds directly into your ORSA and risk register, turning qualitative competitive insights into quantified capital impacts. This is a capability no other vendor in the insurance market offers.
Discover how ABGALIS can unify your enterprise risk landscape into a single, living digital twin — with foresight across every domain.
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